credit to和credit with都有歸功於的意思，區別在於credit to強調歸因於，credit with強調屬於。
credit to
歸功於；把…歸因於(某人或某物)：
The shortage of rice was credited to lack of rain.
水稻歉收是由於缺雨。
把…記入貸方：
She credited $100 to my account.
她把100美元記入了我的貸方。
2.credit with
歸功於[亦作credit to]:
She credited herself with the discovery.
她把那項發現歸功於她自己。
把…記入貸方[亦作credit to]:
She credited your account with the amount of the cheque.
她把支票款項記入妳的賬戶的貸方。
認為或相信(某人)有(某種性質或成就等)：
He came to the firm already credited with many honours.
他來公司時已經載譽不少。
3.credit
n. 信用，信譽；[金融] 貸款；學分；信任；聲望
vt. 相信，信任；把…歸給，歸功於；贊頌
credit card?信用卡；記帳卡
on credit?賒帳